In a market saturated with noise, Prime Financials delivers clarity. We provide independent, research-backed financial advisory across Mutual Funds, NPS, Insurance, and Fixed Deposits — built for the discerning Indian investor.
WHAT WE DELIVER
We don't distribute products. We architect financial certainty — combining deep research, regulatory compliance, and human advisory to move investors from uncertainty to confidence.
Every recommendation is grounded in quantitative fund analysis, risk-adjusted return modelling, and macro-economic context — not commissions or distributor incentives.
Your portfolio is tracked continuously against benchmark drift, life-stage goals, and market events. We act before you need to ask.
Every interaction is conducted within SEBI and AMFI regulatory frameworks. Your interests, protected by law and by principle.
LTCG, STCG, 80C, 80D — we architect your financial decisions around India's tax code to maximise in-hand returns across instruments.
OUR PRODUCTS
From first SIP to retirement corpus, we manage every dimension of your financial life with precision and purpose.
01 — MUTUAL FUNDS
We map your risk profile, time horizon, and life goals to a curated portfolio across Equity, Debt, Hybrid, and International funds from 40+ AMCs. Our fund selection process eliminates noise — you get only what belongs in your vault.
02 — NPS
The National Pension System is India's most tax-efficient retirement vehicle — yet most investors underutilise it. We architect your NPS allocation, Tier I/II strategy, and annual top-ups to maximise the ₹2 lakh annual tax deduction.
03 — LIFE & HEALTH INSURANCE
Insurance is the foundation of every sound financial plan. We assess your protection gap, recommend pure term cover calibrated to your income and liabilities, and select health policies that keep medical inflation from eroding your wealth.
04 — FIXED DEPOSITS & DEBT
Not every rupee belongs in equity. We design FD laddering strategies, identify high-yield AAA-rated corporate deposits, and integrate debt instruments into your portfolio to ensure liquidity, capital protection, and predictable returns.
HOW WE WORK
A structured, four-stage process that transforms financial complexity into a clear, personalised wealth roadmap.
We begin with a comprehensive financial discovery — income, liabilities, goals, timelines, and risk appetite. No generic forms. A real conversation.
We design your personalised financial vault — an optimal allocation across Mutual Funds, NPS, Insurance, and FDs, calibrated to your specific life stage.
Seamless KYC, fund onboarding via BSE StarMF or MFCentral, insurance placement, and NPS activation — all managed end-to-end by our team.
Quarterly portfolio reviews, rebalancing alerts, market event communication, and goal tracking — delivered with the rigour of institutional advisory.
CLIENT VOICES
Prime Financials didn't just manage my SIPs — they showed me exactly why each fund was chosen. That transparency changed how I think about investing.
After years of investing randomly, Prime Financials built a proper financial plan — covering my retirement via NPS, my family's health cover, and my wealth via mutual funds. One call changed everything.
My FD portfolio was idle for years. Prime Financials restructured it with a ladder strategy and moved some into liquid funds. My returns improved without increasing risk.
WHO WE ARE
Founded on the principle that every Indian investor deserves institutional-quality advice, Prime Financials is the wealth intelligence arm of Prime Financial Services — a SEBI and AMFI registered advisory practice serving clients across India.
We are not a platform. We are not an algorithm. We are advisors — with skin in the game, bound by fiduciary duty, and accountable to every client relationship we build.
"In an age of infinite financial products and infinite noise, the rarest commodity is a trusted advisor who tells you what you need — not what's most profitable to sell."— Prime Financials Advisory Principle
PLANS & PRICING
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